Everyone should have a CFO in their lives.
About Us
Why Work With
First Light Financial?
One simple reason. Transparency.
We believe that everyone has a path to financial freedom but not every family's path is the same. We do not believe in a one size fits all approach when it comes to your financial plan. We are committed to a planning process that will shed light on the path that our clients need to follow. We believe that trust comes from transparency and honesty. We do not side step the tough conversations but address them with you. As your financial planners we will come alongside you and guide you on the path to your personal success.
Our Team
With a combined experience of almost 40 years in the financial industry, our expertise brings a unique insight to our industry.Our Clients
Business Owners
Retirees
Young Professionals
Our Process
Our well-established process allows us to deeply understand our clients and their goals so we can build a customized financial plan and a deep and successful relationship. Download our Financial Organizer here.Vision Meeting
Understand the client's goals, current financial situation, and determine the right service for the clientWorking Meeting
Perform a complete review of a client's current financial situation and understand goals and risk toleranceDiscovery Meeting
Review client's current assets and allocations to determine if they are aligned with goals and risk tolerancePlanning Strategy Meeting
Update client's budget, savings, benefits, and/or insurance, to bring day to day finances in line with goalsAsset Strategy Meeting
Create an asset allocation that will bring investments in line with client's planning goals and expectationsPlan Delivery Meeting
Review the implemented strategy, deliver the financial plan and set short term goals for the next meetingOur Services
Our more than four decades of experience combined with expertise across a variety of financial disciplines, along with our unique insight and deep understanding of client goals set First Light Financial apart.Financial Planning
Comprehensive Asset Management
Investment Strategy
Retirement & Estate Planning
Strategic Tax Planning
At First Light Financial we are considered Ramsey SmartVestor Pros. What does it mean to be SmartVestor Pros?
It means we know the Ramsey Values. We believe it is hard to build wealth when you are in debt. Debt management is important once we execute the debt management plan we can begin to build wealth. We believe that wealth is important but the reason to have wealth is to have the ability to go where life calls you and support the causes that are close to your heart.
To be a SmartVestor Pro you must have experience. Between Kris and Michael, First Light has more than 40 years of experience. They have led clients through some of the best and worst times in the market. They work with clients to focus the long term plan, knowing there is a light at the end of the tunnel.
We work to educate and empower our clients. The world of financial planning can be a completely new language, during our time together we teach our clients to understand strategies. We strive to avoid lingo and industry terms, explaining everything in plain English so our clients feel confident in every recommendation.
Contact Us
Berryville, VA 22611
(703) 721-7083
Securities offered through LPL Financial, Member FINRA/SIPC. Investment advice offered through Great Valley Advisor Group, a registered investment advisor. Great Valley Advisor Group and First Light Financial Planning are separate entities from LPL Financial.
The LPL Financial registered representatives associated with this website may discuss and/or transact business only with residents of the states in which they are properly registered or licensed. No offers may be made or accepted from any resident of any other state.